“Quishing Explained: How to Stay Safe from QR Phishing”

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What Is Quishing?

As technology evolves, so do the tactics of cybercriminals. One such tactic is quishing, or QR phishing, where scammers use QR codes to trick users into giving up sensitive information, downloading malicious software, or even stealing money. QR codes, which became more popular during the pandemic, are now being exploited by these criminals.

How Quishing Works

Smartphone users often scan QR codes to access websites, view menus, download apps, or transfer money. In a quishing scam, a cybercriminal replaces a legitimate QR code with one that directs the user to a fake website they control. Once there, the criminal can steal personal data, install malware, or reroute payments.

Examples of Quishing

Here are three common scenarios:

• A fake QR code leads to a phishing website where users unknowingly provide personal or financial information.
• Malware is downloaded onto a device, stealing data or demanding a ransom.
• An altered QR code accesses payment platforms or sends fraudulent emails from the user’s account.

Common Locations for Altered QR Codes

Be cautious of QR codes found in:

• Emails
• Text messages
• Social media posts
• Restaurants and bars
• Stores
• Parking meters
• Packages

How to Protect Yourself From Quishing

Follow these tips to stay safe:

• Be skeptical of QR codes from unknown sources.
• Check for tampering, such as stickers over legitimate codes.
• Examine URLs for authenticity.
• Look for signs of fake websites, like typos or poor design.
• Download apps from official app stores, not via QR codes.
• Avoid QR code scanner apps; use your device’s built-in scanner.
• Don’t enter sensitive information on websites accessed via QR codes.
• Install and update security software on your devices.

What to Do if You Scan a Fake QR Code

If you suspect you’ve scanned a fake QR code, take these steps:

• Change passwords for compromised accounts.
• Contact your banks and credit card issuers to secure your accounts.
• Set up a fraud alert and credit freeze with major credit reporting agencies.
• Report identity theft to the Federal Trade Commission (FTC).
• Consider identity theft protection services.

The Bottom Line

Anyone using QR codes can fall victim to quishing. Protect yourself by carefully examining QR codes and only scanning those from trusted sources. For any mortgage service needs, contact O1ne Mortgage at 213-732-3074. We’re here to help you navigate safely through the digital landscape.

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