What Are the Requirements for Getting a Loan With Long Beach Mortgage Lender?

While the approval process is tailored to each applicant, here are some general requirements:

Your monthly expenses should ideally be no more than 45% of your monthly income.
You’ll need to provide proof of a stable two-year work history and traceable assets.
Most loans require a credit score of 620 or higher, though some programs accept scores as low as 580.
An independent appraisal is typically required to finalize the loan.

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